MANAGING DEBTS EFFECTIVELY

"Live below your means, Don't spend more than you make."

Once in debt, interest is your companion every minute of the day and night, you cannot shun it or slip away from it; you cannot dismiss it; it yields neither to entreaties, demands or orders; and whenever you get in its way or cross it's course or fail to meet its demands, it crushes you. - J. Reuben Clark -